Roofing Supplement Report Example
A supplement report is the document roofing contractors submit to insurance adjusters when hidden damage is discovered during tear-off. A well-structured report increases the chances of approval by giving the adjuster exactly what they need to authorize additional work.
What a supplement report includes
Damage description
A clear, factual explanation of what was found — the type of damage, severity, and why it was not visible before tear-off.
Supporting photos
Photos taken during tear-off showing the exposed damage. These serve as primary evidence for the adjuster.
Location of damage
The specific roof area where the damage was found — front slope, valley, chimney, eave edge, etc.
Explanation for adjusters
A professional narrative explaining that the damage was concealed and only discovered after removing existing materials.
Sample report structure
Supplement Snap — Project Report
Smith Residence
742 Evergreen Terrace, Springfield
Inspection Date: March 12, 2026
Findings
Decking — Front Slope
Three sheets of rotted OSB decking discovered along the eave edge during tear-off. Wood was soft and deteriorated from prolonged moisture exposure. Damage was concealed beneath existing shingles.
Flashing — Chimney
Step flashing along the chimney wall was severely corroded with multiple separation points. Counter flashing seal had failed at the mortar joint. Not visible prior to shingle removal.
Ice & Water Shield — Valley
No ice and water shield membrane present in the main valley. Current building code requires installation. Condition was concealed under existing roofing materials.
Supporting photos attached to each finding
Supplement Snap automatically generates reports like this from the damage captured by your crew during tear-off. AI writes the supplement narratives, photos are attached, and the report is ready to export as a PDF or email to the adjuster.
Generate reports like this automatically
Supplement Snap turns field captures into professional supplement reports — ready to send to adjusters the same day.